Home / Legal
Disclaimers, licensing, and privacy
Please read this before you rely on anything on massachusettsprivatehealthconnected.com.
Not a government website
Private Health Connected and massachusettsprivatehealthconnected.com are operated in connection with Chidel Family Insurance Inc and Titan Legacy Insurance Brokerage. We are not Massachusetts Health Connector, HealthCare.gov, the U.S. Department of Health and Human Services, the Centers for Medicare & Medicaid Services, or the Massachusetts Division of Insurance or the Massachusetts Health Connector. We are not affiliated with those agencies. Official Marketplace applications and official plan browsers are on Massachusetts Health Connector.
Massachusetts-only scope
This website is only for Massachusetts residents. It is a standalone site. Content, metadata, and structured data are limited to Massachusetts. Do not use this site to shop for coverage in another state. Our licensed team serves clients in all 50 states. That is about the agency’s licensed team, not a claim that Adam Chidel personally holds a resident license in every state, and it does not change the Massachusetts-only scope of this website.
Insurance status and appointments
Adam Chidel is a licensed insurance agent. National Producer Number: 18746906. Florida resident license number: W477560. Florida license type: 2-15 Resident Health & Life (Including Annuities & Variable Contracts). Office hours: 8am–8pm ET. Verify credentials at the Florida DFS Licensee Search and through NIPR as appropriate. License type wording follows the Florida DFS, 2-15 Resident Health & Life (Including Annuities & Variable Contracts) Agent License.
This agency is appointed with the Massachusetts Marketplace and ACA individual issuers compiled from official sources for plan years 2020–2027, and with the private PPO and other carriers listed — including, but not limited to, those names — on the Carriers we’re appointed with page. PHCS/MultiPlan is identified there as a PPO network, not a carrier. An appointment does not mean every product is available in every Massachusetts county or ZIP code, and issuer participation changes by year. Company and network names are trademarks of their owners and appear in text only.
No advice guarantee
Articles, tables, and FAQs are general information about the Massachusetts individual market. They are not a recommendation to buy or drop any policy, not legal or tax advice, and not a complete statement of any plan. Benefits, networks, premiums, and eligibility can change. Only the official plan documents and the issuer’s or Marketplace enrollment records govern.
Short-term insurance disclaimer
This coverage, if offered to you, is not required to comply with certain federal market requirements for health insurance, principally those contained in the Patient Protection and Affordable Care Act. Be sure to check your policy carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). Your policy might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage.
This is standard consumer language used for short-term limited-duration insurance. See also the DOL/HHS/Treasury statement of August 7, 2025.
Privacy of quote requests
Quote calls on this site are scheduled through a booking calendar operated by LeadConnector (GoHighLevel). Information you enter there — typically your name, phone, email, and any notes you type — is collected by that vendor so our agency can follow up. Do not submit Social Security numbers, medical records, or tax documents in the booking notes or by unsolicited email. If you call or email us, we will use your contact details to respond to your insurance inquiry.
The complete Privacy Policy explains what we collect, how we use it, SMS and email consent, and how to make a data request.
Sources
Regulatory and numeric statements on this site are attributed to the official publications cited on each page, including Massachusetts Health Connector, CMS, and the Massachusetts Division of Insurance or the Massachusetts Health Connector. If a figure is an average, it is labeled as an average.